The goal of the Financial Wellness Seminar Series is to educate and empower you to make better financial decisions.  The classes are designed so you can take them in any order.  We cover topics that range from understanding your net worth to evaluating professionals for your own advisory team.  Our firm does not sell any product, nor do we receive any commissions.  We strictly work on an hourly basis to provide comprehensive financial planning and consulting for our clients.

Workshops are customized for each group.

Cost

Please contact us to discuss your needs.  The cost is based on time.

Past Seminars

What your parents, teachers, and professors never taught you...about money.

Do you wish that you had a better understanding of your money?  Know you need to save and don't know where to start?  If so, this is the seminar for you.  In this class, you will learn how to do your own net worth calculation and cash flow statements.  The goal is for you to prepare these documents on your own, or gain a better understanding of those documents preapred by your advisors.


Whether you are starting out or taking a more active role in your finances, this class will give you tools to help...

• Calculate your own net worth

• Understand your cash flow
• Understand the pros/cons of different accounts (401(k), IRA, brokerage, banks, etc.)
• Risk and reward of using credit
• Know where to start the planning process and how to use it

Cawaring Financial Planning does not sell mutual funds, stocks, life insurance or any other investment products.  Our goal is to educate and empower people to make informed financial decisions.  Register today for information, not a sales presentation.


What your parents, teachers, and professors never taught you...about investing.

Did you know that mutual funds have different share classes?  Do you understand the difference between a "B-class" and "C-class" mutual fund share?  Have you ever wondered annuities are and how they work?  How is a preferred stock different from a bond?

Whether you are investing online or with an advisor, this information rich class will give you the tools to:

• Open your brokerage statement more confidently
• Make sense of current holdings
• Make changes, if necessary
• Ask more specific questions of your adivsor

Some of the topics include:

• What are asset classes and what does diversification mean
• The difference between investing for cash flow and investing for appreciation.
• What are the "indicies" and how to use them
• What is an investment policy statement and how can you develop one.
• What stock, bonds, mutual funds are and how they work.
• What are annuities and for whom they are appropriate.

Cawaring Financial Planning does not sell mutual funds, stocks, life insurance or any other investment products.  Our goal is to educate and empower people to make informed financial decisions.  Register today for information, not a sales presentation.

Is it Time to Fire Your Broker?

Funny title, but recent surveys* suggest that 59% of investors are considering doing just that.  In this seminar we will cover how to evaluate your current advisor relationship.  We will give you specific tools to measure the value in your relationship.

Ever wonder about those "letters" after your advisor's name?  We will discuss the most common credentials in the financial services industry, how they are earned, and if any continuing education is required to keep them.  We will also give you a deeper understanding on fees...how advisors are compensated and what you can expect to pay.

The main goals of this class is to help you

• Re-evlauate your current advisory relationship
• Select a new advisor, if needed
• Terminate or change the dynamic of your current advisory relationship

Cawaring Financial Planning does not sell mutual funds, stocks, life insurance or any other investment products.  Our goal is to educate and empower people to make informed financial decisions.  Register today for information, not a sales presentation.